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Mechanical Breakdown Coverage will pay for direct loss to a household appliance in your home. This applies to failure of pressure of vacuum equipment, mechanical failure, electrical failure, including arcing, rupture, bursting bulging, implosion or steam explosion. 

What qualifies as a household appliance? 

This could be a number of things that are located in your home that utilize energy to operate including but not limited to:

• Central air conditioning systems
• Central vacuum systems
• Chairlifts and elevators
• Electric vehicle charging stations
• Heating systems, including water heaters
• Home automation and security systems
• Saunas, hot tubs, and therapeutic baths
• Swimming pool pumps and filtration systems 
• Stoves, wall ovens and refrigerators
• Well water pumps and sump pumps

How much is covered?

The aggregate limit of $10,000 is the most coverage that will be provided during the policy period regardless of the number of claims made or the number of appliances which suffer a mechanical breakdown. 

For more information on Mechanical Breakdown Coverage contact your local agent or our claims department.